In skillet, brown 1 pound ground beef and 1 chopped onion.
In saucepan, combine one can cream chicken soup, one can cream mushroom soup, one can RoTel tomatoes, one can water, 1 package/pouch dry taco seasoning, one small bag shredded cheese and the beef and onions.
Cook until blended together well.
Serve with tortilla chips.
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